Whether you’re about to close on your first home or currently live in the home where you raised your family and plan to live out the rest of your days, you need homeowners insurance. Most mortgage companies require borrowers to carry certain minimum coverage on a home, but you may need more extensive insurance to protect against the real-life risks of homeownership. The independent insurance agents at Trask Insurance can help. We work for you, our customers, not for some big national chain, so we can help you find home insurance tailored to your family’s needs.
Homes We Insure
Whether you own a house, a condo or a mobile home, Trask Insurance has a homeowners insurance policy to meet your needs. First, we’ll talk with you about the value of your home and help you choose limits and a deductible that fit your budget. Then we’ll discuss coverage options and shop around for you to find the features you want in a package that meets your needs. Our standard homeowners policies include
Dwelling coverage for your home
Belongings coverage for furniture, clothing and other items kept in your home
Personal liability for you and family living in your insured home
Additional living coverage in the event you have to leave your home due to a covered event
Medical payments coverage to pay for treatment in the event that a guest is injured in your home
Customizable Homeowners Policies
At Trask Insurance, we understand that a single homeowners policy won’t fit every resident. Instead of trying to fit you into a pre-written insurance program, we take the time to help you choose insurance options that fit your family, your home and your lifestyle. We offer a variety of deductibles, and we also offer
Scheduled personal property coverage for high-ticket items or irreplaceable heirlooms
High-value homes coverage for discerning customers
Landlords insurance and rental property protection
Personal umbrella insurance policies beginning at $1 million in coverage
If you own a home or have begun shopping for a home of your own, make sure you have the right protection in place. Your home is probably your most valuable asset. Contact Trask Insurance today for more information on how to protect the things that mean the most.
You have a lot of things that are important to you – from your clothes and furniture to your sound system, sports gear, and computer. And you want to feel confident that everything you’ve worked for is not at risk. Let Trask Insurance help you find coverage options that protect you, your family, and your personal property. Let us help make sure you’re properly covered.
What You Need to Know
Your renters policy covers your personal property against theft or damage subject to the limits and deductibles you select. The coverage applies even when you are away from home. For a small additional premium, you can choose to carry full value coverage on your personal property, which ensures that you will be paid the full replacement cost of items that are damaged or stolen without deduction for depreciation.
Protect Yourself and Your Guests
Your renters insurance policy also protects you and your family against certain bodily injury and property damage claims for which you are liable. Legal defense is also provided in the event you are sued after a covered loss, subject to the limits you have selected. In addition, you can select medical payments coverage which will pay for medical expenses incurred by a visitor who is injured at your residence regardless of fault. Various limits are available. Let us help you find the right amount of coverage to suit your insurance needs.
The Right Coverage, The Right Price
Whether you’re starting out, between homes, or downsizing, we'll help you pick the Washington renters insurance coverage that best fits your needs. Be sure to ask about available discounts including burglar alarm credits and account credits for customers who package their auto and/or umbrella policies with their renters insurance policy.